Bank of Ireland selected World First because of the pride they take in offering individual service and a high-quality product. World First is a global leader and award-winning foreign exchange company. Set up in 2004, they now have offices in London, Sydney, Asia and the US. They are therefore a natural choice for our partner.
Savings are usually from .25% up to 4% of the amount being transferred. With no fees being charged for Bank of Ireland Global Payment clients.
World First is a market-leading, award-winning, international FinTech business. An authority in international currencies and money transfer, World First combined specialist knowledge of foreign exchange markets with technological innovation to help individuals and businesses manage cross border currency payments quickly, securely, and transparently.

World First has combined best in-class technology with award-winning customer service to help over 120,000 people, small businesses and online sellers transfer over £60bn since we launched in 2004. Our clients never stop. And neither do we. We operate all over the world and have over 600 employees based in 6 offices in the UK, US, Hong Kong, Singapore, Holland and Australia.

World First USA, Inc. is fully regulated: incorporated in Delaware, registered as a Money Services Business with FinCen and registered as a non-depository financial institution with the Nationwide Multistate Licensing System (NMLS#1018479). World First USA, Inc. is registered in Canada with FinTRAC (registration number M11393445).World First USA, Inc. is able to offer full service across all Provinces except Quebec. World First USA, Inc. is able to offer a full service in most states and Canadian provinces; however, in some locations our service is limited. .

Trading since June 1783 – Bank of Ireland is old as the USA itself! It has been a pillar of Irish life for over two centuries. Having weathered every major event in that time, including revolutions, world wars and economic booms and busts, the bank boasts an unbroken record of integrity, expertise, and dependability. Now capitalised at over €8bn, Bank of Ireland has operated in the US since 1977 and is a highly respected corporate banking and global market specialist. Today, we work with trusted partners like World First to deliver world-class, innovative financial services for the US business community.
That’s an easy answer: We have no hidden fees when transferring.
Sometimes the banks in the middle and at the end will take a charge, so it seems that not all the money has been sent, but we try our best to make sure all your money gets to where it needs to by covering correspondent and receiving charges where we can.
You can transact any amount over $1,000 or equivalent. You can make a transaction online or over the phone.
If you want to open an account you can do it over the phone or online. Over the phone shouldn't take longer than five minutes. It's super-fast to open an account online too - we can usually get you up and running within an hour (we'll need to verify your identity).

Yes you can, provided you have an account set up with us. A lot of our customers find that they can save a lot of time by managing their Global Payments online.

Through Bank of Ireland Global Payments easy to use online platform, you can fix a rate and book a trade, manage payments and beneficiaries and view live statements whenever it suits you.

Bank of Ireland Global Payments is powered by World First USA, Inc, who is licensed as a Money Transmitter Business that operates under USA anti-money laundering laws and regulations. As a non-depository financial institution World First USA, Inc follows all rules and guidance of FinCEN and the Office of Foreign Assets Control (OFAC), including the Bank Secrecy Act (BSA) and USA PATRIOT Act 2001. World First USA maintain high levels of capital and have a 3A2 credit rating from Dun and Bradstreet. If you would like a bank reference, please do not hesitate to get in touch and we will provide you with one. World First USA, Inc. is registered in Canada with FinTRAC (registration number M11393445).World First USA, Inc. is able to offer full service across all Provinces except Quebec.
At Bank of Ireland Global Payments, we aim to provide the fastest available international payments. The exact amount of time it will take for your money to get to its destination will depend on several factors, for example, the currency you are buying or sending, the bank account you are sending to and the size of the transaction, but in general, you can follow this guide:

Sterling, US dollars or Euros

If it's sterling, US dollars or euros then we'll usually make a same-day payment when we receive your cleared funds. The payment will arrive fully cleared with your bank the same day though they may not credit your account until the next business day.

Other currencies

From the time we receive your payment, please allow between one and four days for your funds to reach the recipient. The precise time will depend on the currency, so while Swedish Kroner could be done in a day, East Caribbean Dollars could take four. If it is important that your funds arrive by a certain date, we will provide information and advice for the country you are sending funds to.
The exchange rate we will quote you will depend on the amount you are looking to send, and when you want it to arrive.

Rates quoted by us online

Rates quoted by us online The rates you see quoted through our online system are linked to the live foreign exchange market, so when the markets are open, the rates will be constantly updating on our site. The rates will continue to fluctuate up until the moment you accept a rate and book your transaction. The foreign exchange markets are closed between 22:00 on Fridays and 20:15 on Sundays - during these times, the rate will not change, having been set at the end of Friday.
Yes, you can lock in a rate now for a date up to 3 years in the future. This is often called a forward contract. You might need to pay an initial deposit and then the balance will be due at the end of the contract. If the rates move against you may need to top up the deposit. Your account manager will explain and discuss this with you before you book your forward. This can be ideal if you want to know exactly how much you'll get when you come to make your transfer
Yes, we are able to receive funds from an account that has a different name to your Bank of Ireland Global Payments account. However, to keep in line with anti-money laundering regulations, we will need to verify the source. Please contact us, and we will be able to provide more information on this.
There are a number of benefits that you get when you use Bank of Ireland Global Payments instead of another bank or currency broker.

  • Our award-winning customer service - via a dedicated personal account manager, and we pick up every call in three rings
  • Our best in class online platform makes it easy to manage your international payments online, whenever it suits you
  • We do not charge any fees for our customers making transfers
  • Europe - IBAN and SWIFT
  • Canada - account number, SWIFT and Transit code
  • Australia - account number, SWIFT or BSB code
  • New Zealand - account number, 6 digit bank code and SWIFT
  • USA - account number, ABA routing number or SWIFT
  • UK - account number and sort code or SWIFT and IBAN
  • India - account number, SWIFT, IFSC number and reason for transfer
  • China - account number and SWIFT
  • Mexico - account number, (Clabe no.), and SWIFT

For more information on other countries, please contact us.

At Bank of Ireland Global Payments, we do everything we can to make sure every customer has the experience they expect from the Bank of Ireland name. However, if you are dissatisfied in any way with how your transaction went to with the service you received from us, please let us know. Every single piece of feedback we get - both good and bad - is appreciated, and is really useful in improving our service going forward. For more information on our Complaints Procedure, click here.